Case Studies

Real examples of how we've helped clients secure the funding they need. Big, small, complex, or straightforward – we've seen it all.

£328k Bridging Exit Refinance
Bridging Finance

£328k Bridging Exit Refinance

LTV

75% LTV

Rate

5.29% fixed (5yr)

The Solution

Our client needed to exit a bridging loan on a multi-unit freehold block but faced valuation issues. We resolved these with the lender, securing a long-term facility to release capital for further investment.

£480k Commercial Purchase
Commercial Mortgage

£480k Commercial Purchase

LTV

60% LTV

Rate

9.99% fixed (5yr)

The Solution

First-time commercial buyers sought to acquire a mixed-use property (retail + office). Despite limited lender appetite for new entrants, we secured a mortgage that enabled the purchase and future refurbishment.

£123k Store Refinance
Commercial Mortgage

£123k Store Refinance

LTV

75% LTV

Rate

7.44% fixed (5yr)

The Solution

Owner-occupier of a convenience store needed to refinance to release capital. We secured a 75% LTV loan based on the client's strong trading history, providing funds for wider business growth.

£83k DMP Refinance
HMO Refinance

£83k DMP Refinance

LTV

60% LTV

Rate

8.19% fixed (5yr)

The Solution

Client with an active Debt Management Plan (DMP) needed to refinance. We sourced a specialist lender to consolidate debts, settle the DMP, and improve the client's monthly cash flow.

£510k OpCo/PropCo Refinance
Commercial Mortgage

£510k OpCo/PropCo Refinance

LTV

62% LTV

Rate

6.85% fixed (5yr)

The Solution

Complex refinance for a mixed-use property (part owner-occupied, part investment). We restructured the deal to satisfy lender valuation concerns, enabling the client to repay vendor finance.

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